Residency & Fellowship Salary & Benefits
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Read about useful information regarding salary, benefits, holidays and stipends.

Salary & Benefits

This page highlights the annual salary and some of the essential aspects of benefits provided to the U-M house officers. For a comprehensive listing and details, visit the U-M Benefits website.

Annual Salary (based on 100% employment effort)

Paid monthly, on the last day of the month or last Friday of the month if the last day is on a Saturday/Sunday.

HO Level

FY26

(July 1, 2025)

FY27

(July 1, 2026)

HO1

$74,624

$77,049

HO2

$77,609

$80,131

HO3

$80,713

$83,336

HO4

$83,942

$86,670

HO5

$87,299

$90,137

HO6

$90,791

$93,742

HO7

$94,423

$97,492

HO8

$98,200

$101,392

HO9

$102,128

$105,447

Salaries beyond those stated above will be determined by the next UM/HOA collective bargaining agreement.

Health Insurance

Health insurance coverage begins the first day of employment.

Managed care and fee-for-service health insurance plan options that include medical and prescription drug benefits are provided.

Additional Benefits Provided Include:

  • Life Insurance
  • Professional Liability Insurance
  • Long-term Disability
  • Leaves of Absence (serious illness, bereavement, maternity, parental, caregiver, military, personal, family medical care, and FMLA)
  • Maternity = 6 weeks for regular delivery. For a House Officer who gives birth by caesarian section, 2 additional weeks of paid Serious Illness Leave are provided. During the last trimester of pregnancy, and for 2 months postpartum, overnight call will not be scheduled and duty will be limited to 12 consecutive hours.
  • Parental = 6 weeks for a house officer who becomes a parent, including birth mothers who take maternity leave, to be used within 1 year of the event (birth, adoption, foster placement).
  • Travel Accident Insurance

Optional Benefits Include:

  • Dental Plan
  • Vision Plan
  • Optional Life Insurance
  • Dependent Life Insurance
  • Legal Plan
  • Flexible Benefits Program (Health Care and Dependent Care)

Lump Sum Payment (based on 100% employment effort)

A lump sum payment is provided to encourage retirement savings. Lump sum payments are based on employment effort percentage and active status.

HO Level

FY26

(July 1, 2025)

FY27

(July 1, 2026)

HO1

$7,462

$7,705

HO2

$7,760

$8,013

HO3

$8,071

$8,334

HO4

$8,394

$8,667

HO5

$8,730

$9,014

HO6

$9,079

$9,374

HO7

$9,442

$9,749

HO8

$9,820

$10,139

HO9

$10,213

$10,545

Lump sum payments beyond those stated above will be determined by the next UM/HOA collective bargaining agreement.

When a house officer is assigned any responsibilities (including on-call, inpatient service coverage, clinics, rounding, jeopardy, home call, back-up, etc.) on a holiday listed below, the house officer will receive an additional 1/365th of their annual salary as compensation.

House Officer Holidays:

  • Independence Day
  • Labor Day
  • Thanksgiving Day
  • Day after Thanksgiving
  • Christmas Eve
  • Christmas Day
  • New Year’s Eve
  • New Year’s Day
  • Memorial Day
  • House Officer Birthday

Michigan Medicine recognizes other holidays may have more significance to an individual than those listed above. Therefore, each house officer receives an annual lump sum Holiday Payment equivalent to the amount of two paid holidays. This Holiday Payment occurs in the month of January each year.

Based on a full-time appointment (100%), house officers receive twenty-eight (28) days of vacation time per academic year, inclusive of weekends (Saturday and Sunday). A maximum of twenty (20) of the twenty-eight (28) days will occur on a Monday through Friday schedule.

House officers receive one (1) personal day per program year, which may be used for any personal need. Personal days may be used in full- or half-day increments.

House officers will receive time off to take examinations and life support training courses required by the training program or as part of their Board requirements (number of days of the examination plus reasonable travel time). House officers in a residency program will receive up to two (2) days off to take USMLE Step 3 or COMLEX Level 3. Additionally, house officers can receive time off to attend conferences that are specifically approved by the program director.

House officers using their cell phone for employment-related activities are eligible for a $60 monthly cell phone stipend to begin following the completion and submission of a verification statement and utilization of Michigan Medicine security software on their phone.

Within two weeks of hire, a house officer will receive $250 on their MCard (U-M ID badge). Based on department and work schedules, house officers may be eligible for meal allowances for lengthy shifts or in-house call.

House officers in a residency program are eligible for reimbursement of the application fee for USMLE Step 3 or COMLEX Level 3.

House officers are eligible to join the UH South Wellness Center at any point during their training program. The center is conveniently located in a building connected to the main hospital and the cost is $10/month. The center offers access to physical activity equipment and services, as well as other health and well-being programs. It is available to members 24 hours a day, 7 days a week.

Employment Eligibility

For more information on applicant eligibility, licensure, and general start dates, view the Prerequisites for Employment page.

Employment Prerequisites
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